Durango_colorado_insurance

Your Personal Insurance Guide

Insurance Resource Expert 970.385.4763

How can I help you? See the categories below : )

Call to set up a time. Office: 970.385.4763

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Health Insurance - Request a Quote - Guidance is needed.

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Open enrollment starts November 1st.

Small groups request a quote you might be suprised at how much I can lower your group premium.

Enroll Direct

Not getting a tax credit you can enroll direct.

Anthem Enroll
Rocky Mountain Health Plans
Select Health Enroll
Denver Health Elevate Enroll
Medical Cost Share Enroll

Alternative Healthcare

  • You choose your which doctor or hospital nationwide
  • Lower your monthly if you are not receiving a tax credit
  • Lower out of pocket for an event
  • Not major medical - This is a medical cost share plan
Medical Cost Share with MPowering Benefits
Application for Medical Cost Share

Do you live 6 months of the year outside the us?

Traveling for fun or longer durations I can help you with an IMG policy,

Travel Insurance

All Access - Health Insurance Quotes

2024 quotes will be available starting November 1st. I have placed a button below so you can figure out if you or your family would qualify for a credit.

I can you on and off the marketplace. Contact me and we can set a time start putting the pieces together.

Tax Credit Calculator

Direct Access

If you do not qualify for a credit I am happy to counsel you on what plans might be the best fit for you and your family.

Email me the two best times you have to spend 15 to 20 minutes reviewing your insurance needs.

Southwest Colorado

Anthem and RMHP Health Plans will have the most doctor coverage in Colorado in 2024.

Anthem Quotes
***Anthem Plan Descriptions

Anthem 2024 Grids

Individual_2024_On_Exchange_Benefit_Charts.pdf
Individual_2024_Off_Exchange_Benefit_Charts.pdf
Anthem Doctor Search
Anthem RX Search

RMHP UHC Plans 2025 Grids

RMHP Valley 2025
RMHP Valley 2024
RMHP Doctors Plan 2025
RMHP Doctors Plan 2024
Monument Health 2025
Monument One 2025
RMHP Quote
RMHP Doctor Search 2025
RMHP Provider Behavioral Health

RMHP Benefits at a Glance

RMHPBenefitsSnapShot.pdf

RMHP Plan Extra Details 2025

PY25_CO_Snapshot.pdf
PY2025_Benefit_Grids.pdf
PY25_Network_Maps_CO.pdf
PY2025__0_Insulin.pdf

RMHP RX List 2025

Essential RX List
Option Plans RX List
RMHP RX Lookup 2025
RMHP Claims & Billing
RMHP Policy Owner Resources
Drug Lists & Pharmacy

Pharmacy Benefits Diabetes

RXDiabetesBenefits.pdf

RX Pre-Authorization

RXPreauthorization.pdf
Denver Health - Elevate Health Plans
Denver Health - Providers Peak
Denver Health - Provider Lookup
Denver Health Pharmacy Look up
Denver Health RX Pharmacy

Northern Colorado Insurance Plans

Are all the companies you see here above and below.

Cigna Provider Search
Cigna Find a Doctor
Cigna RX

Kaiser Brochure

KaiserBrochure2023.pdf
Kaiser Doctor Search
Kaiser Get Care
Kaiser Pay My Premium
Select Health

Select Health

Plan Grid 2024
Options Plan Grid 2024
Brochure
Select Health Doctor Search
Select Health RX

The Famous Injury Rider

  • I have a couple of different injury riders and they do about the same thing.
  • The rider pays for your out of pocket on your main major medical health insurance plan.
  • Injury riders can also be stand alone.
WBA Injury Rider

Standalone Preventative Health Access Benefits

The below benefit package can help pay part or all of your Direct Primary care membership. The idea is to increase your preventative benefits where you can go to the provider of your choice.

  • Employee $107 or $124 with DPC Benefit
  • Employee + Spouse $200 or $236 with DPC Benefit
  • Employee + Children $200 or $236 with DPC Benefit
  • Family $250 or $293 with DPC Benefit
Health Access Benefits

Brochure

2024_Individual_HAB_overview_-_No_DPC_-Jan_2024.pdf
2024_Individual_HAB_Brochure_-_with_DPC__1_.pdf
Health Access Benefits + DPC Benefit

You Can go to any Dentist

I offer group and individual dental plans. Request a quote.
 

Aetna Dental

Dental you can go to any dentist. Dental, Vision and Hearing Benefit Plus Larger benefits up to $4500 per year.

AetnaDental.noWaiting.pdf
AetnaDental.Waiting.pdf
Delta Dental Insurance

Dental Description Details

BasicPlan.pdf
EnhancedPlan.pdf
PremiumPlan.pdf
ProgressivePlan.pdf
ClearPlan.pdf

Life Insurance Review Service

Life Insurance review service.

Learn what life insurance can do for you. Family is Important.

You may have a policy already in place. Did you know Life Insurance has dramatically changed in the last 5 years?

Request for me to either email you or help you fill out a one page form to see if I can add more benefit and lower your insurance premium.

Be amazed at how a new life insurance can help with an unexpect illness while your living or the death of a partner.

Medicare & Medicare Supplement Help

Do you have questions about Medicare?

Would you like help with the transition?

I can fill you in on all the details.

If your over 65 and would like to make sure your getting the best rate on your medicare supplement, I can do a price check.