Your Personal Insurance Guide
Insurance Resource Expert 970.385.4763
How can I help you? See the categories below : )
Call to set up a time. Office: 970.385.4763
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Health Insurance - Request a Quote - Guidance is needed.
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Open enrollment starts November 1st.
Small groups request a quote you might be suprised at how much I can lower your group premium.
Enroll Direct
Not getting a tax credit you can enroll direct.
- Anthem's deadline is the 15th of each month.
- Friday's deadline is the last day of the month for the first of the following month.
- The Medical Cost Share plan by Sedera has a deadline of the 20th of each month for the first of the following month.
NON ACA Health Care Options
Short Term Medical
At this moment short term medica is not available in Colorado.
I can help people in other states with this major medical option.
In Colorado the non aca alternative is a Medical Cost Share.
Not in Colorado fulltime
Ask me if short term medical will work in your state?
Arizona, Illinois, Ohio, Texas can sign up for short term major medical.
Do you live 6 months of the year outside the us?
Traveling for fun or longer durations I can help you with an IMG policy,
All Access - Health Insurance Quotes
2020 quotes will be available starting November 1st. I have placed a button below so you can figure out if you or your family would qualify for a credit.
I can you on and off the marketplace. Contact me and we can set a time start putting the pieces together.
Direct Access
If you do not qualify for a credit I am happy to counsel you on what plans might be the best fit for you and your family.
Email me the two best times you have to spend 15 to 20 minutes reviewing your insurance needs.
Southwest Colorado
Anthem and Friday Health Plans will have the most doctor coverage in Colorado in 2020.
Anthem Coverage Map
AnthemMap2023.pdfAnthem 2023 Grids
Individual_Benefit_Charts_2023-1.pdfFriday Health Plan Coverage Map
FridayHealth2023Map.pdfFriday Health Benefits 2023
FridayHealthGrid2023.pdfPlan Grid for Silver Plans CSR
FridayHealthGrid2023.CSR.pdfColorado Option Plans
FridayHealthGrid2023.ColoradoOption.pdfStudent National Access Program
Friday Insurance is the only carrier in our state that has this benefit.
National_Access_Program_-_Student.pdfNational Access Student Application
National_Access_Program_-_Student_Registration_Form.pdfMental Health Sondermind
Sondermind_Friday_Health_-_Client_Facing.pdfVision Included in Friday Health Plans
2022_FHP_CO_Adult-Vision-Brochure_ENG.pdfRMHP Valley Brochure
Brochure_RMHP_Rockey_Mountain_Valley_English__5_.pdfRMHP Plan Grids 2023
Valley_Benefits_Grid.pdfMonument_Benefits_Grid.pdf
Sky_Benefits_Grid.pdf
RMHP_Options_2023.pdf
RMHP 2022 Brochure
RMHPValleyBrochure2022.pdfRMHPColoradoDoctorsPlan2022.pdf
RMHPMonumentBrochure2022.pdf
RMHPSky2022.pdf
Northern Colorado Insurance Plans
Are all the companies you see here above and below.
Kaiser Brochure
KaiserBrochure2023.pdfThe Famous Injury Rider
- I have a couple of different injury riders and they do about the same thing.
- The rider pays for your out of pocket on your main major medical health insurance plan.
- Injury riders can also be stand alone.
You Can go to any Dentist
I offer group and individual dental plans. Request a quote.
Dental Description Details
BasicPlan.pdfEnhancedPlan.pdf
PremiumPlan.pdf
ProgressivePlan.pdf
ClearPlan.pdf
Life Insurance Review Service
Life Insurance review service.
Learn what life insurance can do for you. Family is Important.
You may have a policy already in place. Did you know Life Insurance has dramatically changed in the last 5 years?
Request for me to either email you or help you fill out a one page form to see if I can add more benefit and lower your insurance premium.
Be amazed at how a new life insurance can help with an unexpect illness while your living or the death of a partner.
Medicare & Medicare Supplement Help
Do you have questions about Medicare?
Would you like help with the transition?
I can fill you in on all the details.
If your over 65 and would like to make sure your getting the best rate on your medicare supplement, I can do a price check.