Your Personal Insurance Guide
Insurance Resource Expert 970.385.4763
How can I help you? See the categories below : )
Call to set up a time. Office: 970.385.4763
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Health Insurance - Request a Quote - Guidance is needed.
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Open enrollment starts November 1st.
Small groups request a quote you might be suprised at how much I can lower your group premium.
Enroll Direct
Not getting a tax credit you can enroll direct.
- Anthem's deadline is the 15th of each month.
- The Medical Cost Share plan by Sedera has a deadline of the 20th of each month for the first of the following month.
Alternative Healthcare
- You choose your which doctor or hospital nationwide
- Lower your monthly if you are not receiving a tax credit
- Lower out of pocket for an event
- Not major medical - This is a medical cost share plan
Do you live 6 months of the year outside the us?
Traveling for fun or longer durations I can help you with an IMG policy,
All Access - Health Insurance Quotes
2024 quotes will be available starting November 1st. I have placed a button below so you can figure out if you or your family would qualify for a credit.
I can you on and off the marketplace. Contact me and we can set a time start putting the pieces together.
Direct Access
If you do not qualify for a credit I am happy to counsel you on what plans might be the best fit for you and your family.
Email me the two best times you have to spend 15 to 20 minutes reviewing your insurance needs.
Southwest Colorado
Anthem and RMHP Health Plans will have the most doctor coverage in Colorado in 2024.
Anthem 2024 Grids
Individual_2024_On_Exchange_Benefit_Charts.pdfIndividual_2024_Off_Exchange_Benefit_Charts.pdf
RMHP UHC Plans 2025 Grids
RMHP Valley 2025RMHP Valley 2024
RMHP Doctors Plan 2025
RMHP Doctors Plan 2024
Monument Health 2025
Monument One 2025
RMHP Benefits at a Glance
RMHPBenefitsSnapShot.pdfRMHP Plan Extra Details 2025
PY25_CO_Snapshot.pdfPY2025_Benefit_Grids.pdf
PY25_Network_Maps_CO.pdf
PY2025__0_Insulin.pdf
RMHP RX List 2025
Essential RX ListOption Plans RX List
Pharmacy Benefits Diabetes
RXDiabetesBenefits.pdfRX Pre-Authorization
RXPreauthorization.pdfNorthern Colorado Insurance Plans
Are all the companies you see here above and below.
Kaiser Brochure
KaiserBrochure2023.pdfSelect Health
Plan Grid 2024Options Plan Grid 2024
Brochure
The Famous Injury Rider
- I have a couple of different injury riders and they do about the same thing.
- The rider pays for your out of pocket on your main major medical health insurance plan.
- Injury riders can also be stand alone.
Standalone Preventative Health Access Benefits
The below benefit package can help pay part or all of your Direct Primary care membership. The idea is to increase your preventative benefits where you can go to the provider of your choice.
- Employee $107 or $124 with DPC Benefit
- Employee + Spouse $200 or $236 with DPC Benefit
- Employee + Children $200 or $236 with DPC Benefit
- Family $250 or $293 with DPC Benefit
Brochure
2024_Individual_HAB_overview_-_No_DPC_-Jan_2024.pdf2024_Individual_HAB_Brochure_-_with_DPC__1_.pdf
You Can go to any Dentist
I offer group and individual dental plans. Request a quote.
Aetna Dental
Dental you can go to any dentist. Dental, Vision and Hearing Benefit Plus Larger benefits up to $4500 per year.
AetnaDental.noWaiting.pdfAetnaDental.Waiting.pdf
Dental Description Details
BasicPlan.pdfEnhancedPlan.pdf
PremiumPlan.pdf
ProgressivePlan.pdf
ClearPlan.pdf
Life Insurance Review Service
Life Insurance review service.
Learn what life insurance can do for you. Family is Important.
You may have a policy already in place. Did you know Life Insurance has dramatically changed in the last 5 years?
Request for me to either email you or help you fill out a one page form to see if I can add more benefit and lower your insurance premium.
Be amazed at how a new life insurance can help with an unexpect illness while your living or the death of a partner.
Medicare & Medicare Supplement Help
Do you have questions about Medicare?
Would you like help with the transition?
I can fill you in on all the details.
If your over 65 and would like to make sure your getting the best rate on your medicare supplement, I can do a price check.