Your Personal Insurance Guide

Insurance Resource Expert 970.385.4763

How can I help you? See the categories below : )

Call to set up a time. Office: 970.385.4763

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Health Insurance - Request a Quote - Guidance is needed.

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Open enrollment starts November 1st.

Small groups request a quote you might be suprised at how much I can lower your group premium.

Enroll Direct

Not getting a tax credit you can enroll direct.

Anthem Enroll
Rocky Mountain Health Plans
Select Health Enroll
Denver Health Elevate Enroll
Medical Cost Share Enroll

NON ACA Health Care Options

Short Term Medical

At this moment short term medica is not available in Colorado.

I can help people in other states with this major medical option.

In Colorado the non aca alternative is a Medical Cost Share.

Medical Cost Share with MPowering Benefits
Direct Primary Care

Do you live 6 months of the year outside the us?

Traveling for fun or longer durations I can help you with an IMG policy,

Travel Insurance

All Access - Health Insurance Quotes

2024 quotes will be available starting November 1st. I have placed a button below so you can figure out if you or your family would qualify for a credit.

I can you on and off the marketplace. Contact me and we can set a time start putting the pieces together.

Tax Credit Calculator

Direct Access

If you do not qualify for a credit I am happy to counsel you on what plans might be the best fit for you and your family.

Email me the two best times you have to spend 15 to 20 minutes reviewing your insurance needs.

Southwest Colorado

Anthem and RMHP Health Plans will have the most doctor coverage in Colorado in 2024.

Anthem Quotes
***Anthem Plan Descriptions

Anthem 2024 Grids

Anthem Doctor Search
Anthem RX Search

RMHP UHC Plans 2024

RMHP Valley
RMHP Doctors Plan
RMHP Monument

RMHP Plan Grids 2023

RMHP Quote
RMHP Doctor Search 2023 & 2024
RMHP Provider Lookup

RMHP RX List 2023

Essential RX List
Option Plans RX List
RMHP RX LookUp Essential 2024
RX Option Plans 2024
RMHP Claims & Billing
RMHP Policy Owner Resources
Drug Lists & Pharmacy
Denver Health - Elevate Health Plans
Denver Health - Providers Peak
Denver Health - Provider Lookup
Denver Health Pharmacy Look up

Northern Colorado Insurance Plans

Are all the companies you see here above and below.

Cigna Provider Search
Cigna Find a Doctor
Cigna RX

Kaiser Brochure

Kaiser Doctor Search
Kaiser Get Care
Kaiser Pay My Premium
Select Health

Select Health

Plan Grid 2024
Options Plan Grid 2024
Select Health Doctor Search
Select Health RX

The Famous Injury Rider

  • I have a couple of different injury riders and they do about the same thing.
  • The rider pays for your out of pocket on your main major medical health insurance plan.
  • Injury riders can also be stand alone.
WBA Injury Rider
Plan Enhancer

Standalone Preventative Health Access Benefits

The below benefit package can help pay part or all of your Direct Primary care membership. The idea is to increase your preventative benefits where you can go to the provider of your choice.

  • Employee $107 or $124 with DPC Benefit
  • Employee + Spouse $200 or $236 with DPC Benefit
  • Employee + Children $200 or $236 with DPC Benefit
  • Family $250 or $293 with DPC Benefit
Health Access Benefits


Health Access Benefits + DPC Benefit

You Can go to any Dentist

I offer group and individual dental plans. Request a quote.

Delta Dental Insurance

Dental Description Details


Life Insurance Review Service

Life Insurance review service.

Learn what life insurance can do for you. Family is Important.

You may have a policy already in place. Did you know Life Insurance has dramatically changed in the last 5 years?

Request for me to either email you or help you fill out a one page form to see if I can add more benefit and lower your insurance premium.

Be amazed at how a new life insurance can help with an unexpect illness while your living or the death of a partner.

Medicare & Medicare Supplement Help

Do you have questions about Medicare?

Would you like help with the transition?

I can fill you in on all the details.

If your over 65 and would like to make sure your getting the best rate on your medicare supplement, I can do a price check.